npl

npl

1. I also would like to know more about the technical definition(s) of NPL as far as internationally accepted accounting principles are concerned.

....对这个问题有较深入了解,我对于会计是外行人,不过很有兴趣知多点。

2. October 2007. A Skyline client wins a bid in a province. This is the largest NPL sold to foreign capital in that province. The total investment capital was above 30 million RMB.

2007年10月，天际线的一家客户在某省中标。这是该省最大规模的向外资出售不良资产项目。总投资超过3000万美元。

3. 2.The increase of NPL in the 4th quarter of 2008 was mainly because of a problem in one big rural bank due to a mismanagement and fraud, as well as the decline in commodity prices.

2008年第四季度不良资产的上升主要是由于某个大型农村银行的管理不善和欺诈以及商品价格的下降造成的。

4. Once this problem was settled, the NPL ratio is improved, as showed in the 1st quarter of 2009.

一旦这些问题被解决，不良资产率得到改善，正如2009年第一季度数据所示。

5. The Shanghai local unit of the CBRC reported that non-performing mortgages for residences rose by 37% year to date to RMB2.13bn, with the NPL ratio rising by 0.28% to 0.86%.

上海的CBRC报告住房的不良抵押贷款上涨37%，到达21.3亿人民币。并且NPL比率上升0.28%达0.86%。

6. Nonperforming loans(NPL)

不良贷款

7. Thoughts about Dealing with NPL

不良贷款迷局

8. Best Way to Solve NPL

不良资产:最佳解决途径

9. NPL pricing

不良资产定价

10. Housing mortgage was (i) concentrated in a handful major cities and areas where housing prices rose strongly; (ii) accompanied by a rapid growth in housing provident funds, and (iii) with a low ratio of non?performing loans (NPL).

个人购房贷款呈现以下特征：一是集中于少数重点城市和热点地区；二是个人住房公积金贷款快速增长；三是个人购房贷款的不良率较低。

11. In order to dispose of the non-performing loan (NPL), the Chinese government set up one after another four state-owned asset management corporations (AMCs) in 1999, which are Cinda, Great Wall.

为解决银行不良资产比率过高、企业负债率过高，但银行、企业竞争力低的问题，我国于1999年相继成立了信达、长城、东方、华融四家金融资产管理公司。

12. This dissertation is innovative on the ground that it researches on corporate governance of domestic banks from the perspective of managers" behavior in theformation of NPL.

从不良贷款形成中的经理人行为这一视角来对国有商业银行公司治理进行研究，是本文的一个创新。

13. He represented the investor consortium on the first large Chinese NPL portfolio purchase, from Huarong AMC, and has worked on other similar transactions.

他代表投资者国际集团, 从华融资产管理公司购买在中国不良贷款的第一个大型交易, 并参与其它类似交易。

14. However, the EPA is not obligated to pursue sites on the NPL in any particular order.

但是，EPA并未被要求在特别程序上去适应NPL。

15. NPL securitisation is the most effective method of disposing NPL for China Cinda Asset Management Company. It accelerates Cinda'a pace of NPL disposal, and greatly increasing the recovery rate of NPL.

信达不良资产证券化是信达不良资产最有效的处置方式,有利于信达资产管理公司加快不良资产的处置速度,提高不良资产的现金回收率。

16. Key Responsibilities:NPL Channel management to support business growth: 1. Take full responsibilities for the se...... ...

公司名称：美国哈希公司工作地点：山东省青岛市发布时间：2009-4-8

17. Liu Minkang, head of CBRC, said he will push NPL coverage ratio to be 150%.

刘明康同时强调，不会无条件放松二套房贷款的限制，因为房贷风险始终存在，仍需要加强管理。

18. Other one is banking system pressure measured by the non-performing loan (NPL) and loan loss position (PLL). This pressure will trigger the banking crisis under a certain condition.

另一个指标是用银行的坏帐和坏帐准备金数量衡量的银行系统压力,这种压力在一定条件下会演变为银行危机。

19. Non-performing loans (NPL) are global problems in financial industry.

商业银行不良资产问题是现代金融业发展中的一个全球性难题。

20. Trial of Disposing NPL for Commercial Banks

商业银行清收化解不良资产新探索

21. The Big Four Made Every Effort to Reduce NPL

四大银行不良资产全力瘦身

22. When a higher LGD is assumed, the bias caused by the underestimation of NPL is reduced by increasing the banks' losses in assets.

因此，愈高的违约损失率，便将越多低估的逾期放款调整至其实际上应有的水准。

23. We adopt the model of Marx Capital Movement to expatiate the process why NPL forms by stages.

在介绍不良资产形成的过程中，文章采用了马克思资本运动链模型，分阶段对不良资产形成的过程进行阐述。

24. In the dynamic setting, it is rational for banks to defer writing-off their NPL.

在动态环境下，银行推迟处置其不良贷款是一种理性的表现。

25. Hereon, with developing the overseas advanced experience, the great significance of the asset securitization for the NPL is expatiated and the treatment mode of disposing the NPL is structured.

在此基础上，借鉴国际处置不良资产的先进经验，综合阐述了我国采用资产证券化处置不良资产的重大意义，设计提出我国不良资产证券化的模式。

26. Under this circumstance, how to dispose NPL quickly and efficiently becomes to the key issue for reforming the financial system.

在这种情况下,快速有效的处理不良资产成为金融改革的关键问题。

27. The paper made a serious definition to the concept of NPL ,and try to study the theory of X s Party Material Flow which was made by Hou Hanping,then gave the auther s view about it.

基于严谨的理论基础,对理论界提出的第N方物流作了严格的界定,并以此为基础,尝试对侯汉平提出的“第X方物流理论”加以研究和创新,并指出了该理论的研究意义及应用范围。

28. A Comparison of the Two Kinds of Monetary Policy to Dispose NPL

处理银行不良资产两种货币政策的比较

29. Multi-point analyses showed a peak NPL-score of3.44and the corresponding P value of0.00056at157.9cM where D4S413located. Moreover,NPL score of more than3was found with a range from155.1cM to172.3cM.

多点连锁分析在染色体155.1-172.3cM的范围NPL值均大于3,在位点D4S413(157.9cM)处NPL值达最高,为3.44,相应的P值为0.00056。

30. if loan growth accelerates, most likely pressured by the government, stocks may get sold off too for fear of NPL.

如果由于政府压力使得贷款增长加速，股价同样会因为害怕不良贷款问题而下跌。

31. The Rational Reflection of China's Present Asset Securitization of NPL

对当前我国不良信贷资产证券化的理性思考

32. NPL Nested Primitive programming Language

嵌套原始程序设计语言

33. ICBC's 1Q earnings up 6% YoY, NPL ratio and volume continued to decline;

工行一季度净利润同比增长6%，不良贷款率和不良贷款量继续下降；

34. Based on foreign successful cases, we introduce a practical asset securitizaion design on china’s NPL disposal and discuss the feasibility.

并进一步探讨了资产证券化在中国推行的可行性,从而找到中国推行不良资产证券化的切入点并提出了设计方案,从而增加了论文的实践性。

35. Exploring the research field of pricing the NPL backed securities, is not only of significant importance from a theoretical view, and also meets the prompt needs of the NPL disposition practices.

开展对不良资产支持证券定价问题的研究,不但具有重要的理论意义,也是不良资产处置实践的迫切需要。

36. When the convergence of an industry rises, the possibility of its loan to become NPL is higher.

当贷款行业集中度上升时该行业贷款成为不良贷款的概率较高。

37. Deal With NPL through the Trust

探索银行不良资产处置新途径

38. Against the background of the bank reform, the tremendous NPL problem of the state-owned banks is still a big headache which blocks the development of the banks.

摘要在目前银行改革的背景下，银行的不良资产仍然是阻碍银行发展的重大问题。

39. If government would promote banks to write off their NPL, it can be realized by means of financial assistance, which may rapidly change the reinvestment return and the loss rate.

政府要促进银行处置不良贷款，可以通过适当金融援助，迅速改变不良贷款处置损失和再投资回报等途径来实现。

40. Implications on China's NPL Settlement of Japan's Industrial Regeneration Policy

日本产业再生措施对我国银行处理不良资产的启示

41. Japanese banks to hit NPL deadline

日银行将按时削减坏账

42. In addition, the review of operation strategies from several NMIs is included, such as NIST of USA, NPL of UK, NMIJ of Japan, and PTB of Germany.

本研究亦蒐集探讨先进国家面临民营化冲击之经营策略，包含美国NIST、英国NPL、日本NMIJ、德国PTB等国家标准实验室。

43. Hopefully, this study is somewhat beneficial to the growth of local AMC by means of analyses and comprehensions of AMC as well as suggestions of solutions for NPL.

本研究期望藉由分析资产管理公司现况，了解其产业环境，对处理不良债权机制提出建议，有助于产业之良性发展。

44. Normal pool level (NPL)

正常蓄水位

45. The court held that while NPL listing may be a requirement for the use of superfund money under sections 104 and 111, it is not requisite to liability under section 107.

法院认为，既然《全国重点顺序表》是使用最高基金的一个条件（根据第140和111条），那么它就不适合在第107条的条件下承担义务。

46. Noted: The article is delivered by Dr.David T.J.Chan in The 2nd NPL International Forum.Dr David T.J.Chan studied and worked in Singapore, China, Hong Kong, the United Kingdoms, and U.

注：此文是曾大志博士在“不良资产处置国际论坛“发言整理稿，曾博士曾在新加坡、中国、香港、英国和美国哈佛大学学习和工作。

47. For some history reasons, our commercial banks have commutated lots of non-performing loans(NPL). These heavily affect the safety and the order of our banking.

由于历史的原因，我国商业银行积累了大量不良贷款，严重影响了金融安全与金融秩序。

48. Objective To explore the effect of antisense c-myc on human glioma cell U251 after transfection by dint of non-phospholipid liposome (NPL).

目的 确定非磷脂脂质体 (non phospholipidliposome ,NPL)介导反义c myc基因转染人脑胶质瘤 (glioma)的作用。

49. Inchapter 3 I analyze the scope of the NPL from the four state-owned Banks to AMCs, and the necessity and feasibility of the next carving of NPL in the four state-owned Banks.

第三章分析了四家金融资产管理公司从四大国有银行收购的不良资产的范围，论述了四大国有银行不良资产二次剥离的必要性及可行性。

50. The two-locus, non-parametric linkage analysis (NPL), maximum LOD score and transmission/disequilibrium test (TDT) with GENEHUNTER program were used in this study.

统计采用GENEHUNTER软件包两点非参数连锁（NPL）分析、计算优势对数记分(Lod)值及传递不平衡检验（TDT）。

51. Advanced Example Here we will show the full capabilities of the PHP mail function. PHP Code: ?php echo htmlbody; $recipient = Kris Arndt karn@nucleus.com,npl@nucleus.com; $subject ...

网上找到的两个PHP发送邮件的例子，很不错，贴出来给初学者参考吧（不知道是否有兄弟曾贴过），呵呵（2）

52. Loans (Corporate, Personal, Consumer), Loans Origination, Loans Accounting (NPL), Loan Interest Computation

贷款（公司，个人，消费），贷款申请，贷款核算，贷款利息计算

53. Strategy of State-Owned Commercial Banks for NPL Control during the Transitional Period

转型期国有商业银行不良贷款控制策略探析

54. This result may reflect the fact that, in the early stage of the banking crisis, NPL figures usually understate their non-performing loan problems.

这个结果反映出在金融危机的初期，银行报表上的逾期放款低于实际的逾期放款。

55. The Fitch analyst has long argued that NPL ratios and other basic indicators of banking-system health favored by China's policymakers sometimes mask other concerns.

这位惠誉评级的分析师一直认为，中国决策者所看重的不良贷款比率和其他反映银行体系健康状况的基础指标有时掩盖了其它方面的问题。

56. Through NPL carve-out and strengthening of risk management practices, all of these banks have maintained NPL ratios of low single digits.

通过剥离不良贷款并加强风险管理，上述银行的不良贷款率均保持在较低水平（低个位数）。

57. In general, the prediction precision of NCR and the NPL ratio are about the same.

逾放比以及调整过逾期放款后的资本比率在预测问题银行上，具有相同的预测能力。

58. The short operation target of AMCs is to dispose NPL as soon as possible and reduce the loss as little as possible.

金融资产管理公司近期的经营目标是：尽快有效地处置不良资产，尽量减少损失。

59. Banking: CCB reported Q109 earnings -18.2% YoY, and said the drop was due to additional Rmb7bn+ NPL provision. (Source: Caijing).

银行业：中国建设银行公布09年一季度季报，受计提减值损失准备金超过70亿元的影响，09年一季度建行(实现净利润同比下降18.2%。（来源：财经）

60. The reform of banks has been carried out for more than two decades,and has brought some good effects at present,but it hasn't essentially solved the problem of tremendous NPL.

银行的改革进行了二十几年,虽然取得了阶段性的成果,但却没有从本质上解决银行的巨额不良资产问题。

61. Legal Distress and Progress on the Bank NPL Resolution by Guo Li

银行系统不良资产处置中的法律困境及其改善

62. Banks' loan growth paradox: if loan growth slows, NPL problem may surface, stocks may get sold off;

银行贷款增长悖论：如果贷款增长减缓，不良贷款的问题就会浮现出来，股价就会下跌；

63. At the end of June, the NPL ratio of commercial banks was 1.8 percent, down by 0.64 percentage point from the beginning of the year, and capital adequacy ratio stood at 11.1 percent.

银行资产质量和抗风险能力提高，6月末商业银行不良贷款率1.8%，比年初下降0.64个百分点，资本充足率为11.1%。

64. Banking: 1) 2009 plan: According to people familiar with the situation, ICBC targets 2009 new loans to be Rmb500bn, and a YoY flat NPL balance.

银行：1）2009年计划：据知情人士消息，中国工商银行2009年目标为新增贷款5000亿元人民币，不良贷款结算与上年持平。建设银行2009年贷款额同比增长目标设定在16.5%。

65. Banks: State Council urged to “use fiscal lever to enhance NPL digestion and enhance banking sector's ability to help economic growth.

银行：国务院希望“利用财政杠杆提高不良贷款的消化，提高银行部门帮助经济增长的能力”。

66. Banking: CBRC has required ICBC, ABC, CCB, BoC and BoComm to raise NPL provision to 150% from 130% in 2008 year end. CBRC has not confirmed this. (Source: 21st Century Business Herald

银行：银监会拟再将五大国有银行的拨备覆盖率由去年年底的130%提高至150%，以防不良贷款反弹；但银监会还未证实。（来源：21世纪经济报道）

67. With china’s entry into the WTO, the successful resolution of NPL will be very beneficial to commercial bank’s operation status.

随着中国加入世界贸易组织和中国商业银行市场化战略的推进,处理中国商业银行的不良资产任务迫切,意义重大。

68. In addition, the four AMCs monopoly in the primary NPL market.

首先是建立和扩大我国的不良资产转让市场。

69. The administrative caliber of the regulatory body in the banking sector shall be applied to core capital adequacy ratio and NPL ratio.

（一）具备银行业监督管理部门批准的外汇业务经营资格。业务经营年限不限，业务范围应至少包括外汇存款、外汇贷款、外汇汇款和国际结算。